Our Process

No Rush 3 + Appointment Process

1st Meeting - Getting to Know You

Our first meeting typically runs 45 minutes to 1 hour in length. During this meeting, we will:

  • Get to know you and answer any questions
  • Understand your goals and concerns 
  • Gather relevant financial information
  • Use 5 checkpoints approach to determine what checkpoints you need help with
  • Explain our meeting process in detail
  • If you align with our process and would like to move forward, we will schedule another meeting

2nd Meeting - "Show & Tell" then Get Feedback

The second meeting is approximately an hour and 15 minutes long depending on your situation. This appointment is all about education and helping you understand your options. We will discuss:

  • Your income plan and your income "gap" 
  • Different ways to create retirement income
  • Understand your risk appetite and show you how that matches up with your portfolio
  • Report of portfolio stress test
  • Evaluate your need and desire for nursing care
  • Get your feedback on our educational meeting and what is most important to you
  • Prioritize concerns to help us build a plan with your input

3rd Meeting - Present your plan and options

After gathering your feedback, we are able to craft a plan for you in between the 2nd and 3rd meeting. We then present this to you at this 3rd meeting and see what you like and what you may want to change. This meeting takes an hour and a half and we will illustrate your plan and discuss pertinent parts of your plan like:

  • How to generate additional guaranteed lifetime income if you have an income "gap"
  • Income efficiency
  • Aligning your desired risk with your actual portfolio risk
  • Alternatives for Traditional Nursing care if that is a concern
  • Taxes and RMD's - how to withdraw money most efficiently
  • How to best pass assets to heirs at the lowest tax possible